Financing

We offer several different financing options at CatoHomes.  While every situation is different and certain information is required, we make it easy.  We start by assisting you with our Cato Community Application and then we work with you to determine your payment “comfort zone” using our Budget Worksheet.  Next, we will listen to your dreams, look at different floorplans we offer, look at the color options and determine what your favorite custom home features are.  You will leave with a good understanding of our next steps and lots of details and information.  We'll get to work submitting your financial information to the lender that fits your needs best.  Tammey Thomas will work hard to walk you through the entire process as easily as possible and keep in touch as things progress.

What do I do now?

    • Call 704-825-2946 to set your appointment. You may also email us and we will send you some information and get in touch with you to set up a good appointment time.

What will I need to take with me to my first appointment at CatoHomes?

  • Bring ALL applicants with you to this appointment.
  • Each applicant will need:
    • Valid NC Driver's License or valid NC Identification Card
    • Social Security Card
    • Landlord Reference

Do I have to wait until CatoHomes opens tomorrow to request my appointment?

  • NO, we’re anxious too!  Just fill out the contact form and we will reach out to you on our next business day.